| Year | Investment Value | Gain | Returns % |
|---|
The LumpSum Calculator helps you calculate how much your one-time investment will grow over time. You just need to enter your investment amount, interest rate, and number of years. It will show the final value of your investment at the end of the period.
What is a Lump Sum Investment?
A lump sum investment means you invest all your money at once, instead of small amounts over time. For example, if you put ₹50,000 in a mutual fund today and do not invest again, that’s a lump sum investment. Over time, this money grows with interest or returns from the market.
LumpSum Calculation Formula
Future Value = P × (1 + r)n
Where:
- P = Initial investment amount
- r = Annual rate of return (in decimal)
- n = Number of years
Example
If you invest ₹1,00,000 for 5 years at 10% interest:
Future Value = 1,00,000 × (1 + 0.10)5 = ₹1,61,051
This means your investment will grow to ₹1,61,051 in 5 years.
Why Use a LumpSum Calculator?
- It helps you know how much return to expect.
- You can compare different investment options.
- It’s easy to plan for your financial goals like buying a house, car, or saving for education.
How to Use the Calculator
- Enter your investment amount (lump sum).
- Enter the expected interest rate.
- Enter the number of years.
- Get your final amount instantly.
Conclusion
The LumpSum Calculator is a simple and powerful tool for investors. It saves time and gives accurate results. Whether you're investing in mutual funds, fixed deposits, or any other scheme, this calculator gives a clear idea about the growth of your money. Use it to plan smartly and reach your financial goals.